How Much Bank Balance for an Australia Tourist Visa? Indian Applicants

This guide uses the Home Affairs Visitor visa pages and its visitor visa program report, as published on the official sources, checked on 15 October 2026. Home Affairs charges in AUD only, and you apply online through ImmiAccount. For fees, processing and other visa types, see our Australia visa guide for Indians.

Is there a minimum bank balance for an Australian tourist visa?

No figure is published. The Home Affairs checklist asks for proof that you have enough money for your stay and to leave Australia. The officer judges what is enough against your own plan: how long you want to stay, where you will live and who is paying.

The Tourist stream allows a stay of up to 12 months, but generally 3 months, decided case by case. A request for a longer stay therefore needs more money behind it, and an explanation.

Amounts you may see quoted online usually belong to other visas. About AUD 5,000 is the guide figure for the Work and Holiday visa, and AUD 29,710 is the 12-month living-cost figure for a Student visa. Neither applies to a tourist visa.

Which financial documents does Home Affairs accept?

Scan everything in colour, upload multi-page documents as one file, and have any document not in English translated, with the translator's details included.

How much should your statements cover?

Build the figure from your own trip rather than a rule of thumb. Your funds should comfortably cover:

• The visa charge: AUD 250 per person for a Tourist stream application made outside Australia. Family members, including children, cannot be included, so each person pays separately.
• Return flights and accommodation for the full stay you are requesting.
• Daily costs for that stay, and enough to leave Australia.
• Health costs. Insurance is not mandatory, but Home Affairs says you are liable for all your healthcare costs and strongly recommends adequate health insurance. Some visas carry Condition 8501, which requires you to maintain it.

Three months of itemised statements let the officer see where your money comes from, which a single day's balance cannot show.

Home Affairs also lists your plans while in Australia as a document. When your itinerary, hotel bookings and statements point to the same trip length and budget, the officer can see that your funds fit your plan. If you ask for a longer stay, as parents of Australian citizens or permanent residents sometimes do, the Tourist stream checklist asks you to explain the reason and provide proof.

What if a relative in Australia is paying?

For the Tourist stream, Home Affairs lists an optional letter of invitation from a relative or friend in Australia. It should state your relationship, the purpose and length of the visit and whether you will stay with them. If they are paying, add proof of their funds.

The Sponsored family stream is a separate route. The sponsor completes Form 1149 (Application for sponsorship for Sponsored Family Visitors), and you provide documents proving the relationship. The sponsor may be asked to pay a security bond. The standard stay is 3 months, and the visa is generally single entry.

Home Affairs data puts the Sponsored Tourist grant rate for Indian citizens at 61.0% for October to December 2025, lower than the general tourist figure below. That reflects past decisions, not the outcome of any one file.

Is money enough on its own?

No. Home Affairs also asks for proof of your reasons to return home, such as:

• A letter from your employer stating that you will return to your job.
• Proof of study in India.
• Immediate family in India.
• Ownership of a house or other major assets.

According to the Home Affairs Visitor visa program report, the grant rate for Indian citizens' tourist visitor visas (subclass 600/676), counted as grants as a percentage of grants plus refusals, was 69.8% from October to December 2025, down from 73.2% in the same quarter of 2024. Granted applications from Indian citizens took a median of 14 days, with 75% decided within 23 days.

Bank statement mistakes to avoid

• Sending a one-page balance certificate instead of itemised statements for the 3-month period.
• Leaving a large recent deposit unexplained. If money arrived from an FD maturity or a property sale, attach the document that shows it.
• Uploading cropped or partial statements. Each statement should be complete and in one file.
• Budgeting for one visa charge when the whole family travels. Every traveller pays AUD 250.
• Relying on a host's invitation without proof of the host's own funds when they are paying.

Yatra For Fun's India office in Gurugram prepares flight reservations, hotel bookings, travel itineraries and cover letters for visa files. Packages start at INR 1,000 for a flight reservation and go to INR 3,000 for a reservation, hotel, itinerary and cover letter, useful when your plan and your bank statements need to tell the same story. See our travel itinerary service, WhatsApp +91 95230 91018, or visit our contact page.

Frequently asked questions

Can someone else fund my Australian tourist visa trip?

Yes. Home Affairs lists an optional invitation letter from a relative or friend in Australia, with proof of their funds if they are paying. Under the Sponsored family stream, the sponsor completes Form 1149 and may be asked for a security bond.

Is travel insurance mandatory for an Australian tourist visa?

No. Home Affairs strongly recommends adequate health insurance because you are liable for all healthcare costs in Australia. In some cases the visa is granted with Condition 8501, which requires you to maintain it.

How long do Australian tourist visas take for Indians?

Home Affairs reports a median of 14 days for tourist visitor visas granted to Indian citizens from October to December 2025, with 75% within 23 days. Its global guide shows 50% of applications in 21 days and 90% in 33 days.