Cyprus Visa Travel Insurance for Indians: Cover and Cost

These rules are as published on the official sources, checked on 15 October 2026, by VFS Global and the High Commission of the Republic of Cyprus in New Delhi, which decides every Cyprus visa lodged in India. The wider application process is on our Cyprus visa page for Indians.

What must a Cyprus visa insurance policy cover?

Read your policy schedule against each line of this table before you print it for the file:

The common document list for Cyprus short-stay visas includes medical travel insurance with cover of at least EUR 30,000, valid for the entire stay in Cyprus. The full list is in the Cyprus visa checklist (April 2026).

Which insurers will VFS accept?

VFS links an 'Approved TMI companies' list dated July 2026 on its Cyprus pages. Choose an insurer from that list. The insurance guidance adds one specific warning: applicants should not submit insurance from companies under EU sanctions.

Documents not issued in English or Greek must be translated, so ask for the policy certificate in English. The name on the policy should match your passport exactly, and the dates should match your flight reservation and hotel bookings.

How much does Cyprus visa insurance cost?

No official source publishes a premium. The price depends on the insurer and the policy you choose, so compare quotes from approved companies. What is official is the cost of the visa itself:

The INR figures follow the exchange rate set by the Cyprus mission, and the fee is non-refundable. One caution: the VFS one-pager for Cyprus has shown INR 9900 for adults, INR 5000 for children and a VFS fee of INR 633, so confirm the amount on the day you apply. At the High Commission itself, the fee is paid in euro, in cash.

Do you need Cyprus insurance if you already hold a Schengen visa?

You may not need a Cyprus visa at all. Indians holding a valid double- or multiple-entry Schengen (category C) visa, or a valid D visa or residence permit of an EU country (except the UK and Ireland) or a Schengen country, can enter Cyprus without a Cyprus visa for up to 90 days in any 180-day period. Without a Cyprus visa application, the Cyprus insurance document is not part of any file, though carrying cover for the trip remains sensible.

India is on neither the EU common nor the Cyprus airport-transit-visa list, so you need no airport transit visa to stay in the international transit zone of a Cypriot airport.

What about students moving to Cyprus?

Long-stay students follow a different process run by the Migration Department and the Ministry of Education. Before arrival, the list asks for medical tests from India for Hepatitis B and C, HIV/AIDS and syphilis, plus a chest X-ray for tuberculosis. After arrival, the residence permit application includes health insurance (Plan A), along with Cyprus medical tests and proof of funds transferred to a Cyprus bank account.

Where does insurance sit in the full Cyprus file?

Insurance is one item in a standard short-stay list. The rest of the file should tell the same story on dates and purpose:

• Application form signed by the applicant, a cover letter and an employment letter (or a letter of explanation).
• Two 35 x 45 mm colour photos on a white background, signed at the back, not older than 6 months.
• Original passport with two blank pages, valid at least three months beyond the visa, not older than 10 years, plus old passports.
• Two-way flight itinerary and hotel reservations or other accommodation proof.
• Original bank statement for the last three months, stamped and signed (the High Commission mentions the last 6 months), and tax declarations for the last three years.

Insurance mistakes that can hold up a Cyprus file

• A policy that ends before your return flight, or starts after you land.
• A sum insured below EUR 30,000.
• No repatriation benefit, or repatriation only for death and not for medical reasons.
• An insurer that is not on the approved list, or one under EU sanctions.
• A policy issued in a language other than English or Greek without a translation.

Processing at the High Commission is normally 10-15 working days and can take longer in some cases; files from centres outside Delhi are submitted to the High Commission on the third working day. You can apply within six months of the visit and no later than fifteen calendar days before it, at any of 19 VFS centres since 21 July 2026.

Yatra For Fun's Gurugram office prepares flight reservations, hotel bookings, itineraries and cover letters whose dates you can match to your insurance policy; packages run from INR 1,000 to INR 3,000. Contact us on WhatsApp at +91 95230 91018 or through our contact page.

Frequently asked questions

Does Cyprus visa insurance have to cover all Schengen countries?

The Cyprus requirement is cover valid in Cyprus for the entire stay or transit, with a minimum of EUR 30,000. If you are visiting other countries on the same trip, check their own visa insurance rules separately.

Is the Cyprus visa fee refunded if my application is refused?

No. The visa fee of EURO 90 / INR 9800 is non-refundable. European Commission data puts the share of Cyprus short-stay visa applications not issued at the High Commission in New Delhi at 11.8% in 2025 (466 visas not issued; 3,950 applications lodged), covering all nationalities and purposes.

Can I apply for a Cyprus visa online?

No. The High Commission in New Delhi says electronic visa applications cannot be submitted at this stage. You apply in person at a VFS Global centre, or at the High Commission by appointment, giving a photo and fingerprints.

How early should I buy insurance for a Cyprus visa?

Buy it once your travel dates are fixed and before your VFS appointment, because the policy is a standard document in the file. Applications can be submitted up to six months before the visit and no later than fifteen calendar days before it.