# UK Visa Bank Statement Rules for Indian Applicants

> How much money Indians must show for a UK visa: no fixed visitor minimum, what GOV.UK wants bank statements to prove, and the fixed amounts and 28-day rules for students and workers.

_Published: 2026-10-20 · Reading time: 5 min · Words: 1073_

## TL;DR

GOV.UK sets no minimum bank balance for a Standard Visitor visa; you must show access to sufficient funds and where the money came from. Students, Skilled Workers and India Young Professionals Scheme applicants face fixed amounts that must be held for 28 days in a row.

## Key takeaways

- Standard Visitor visa: no published minimum balance; show access to sufficient funds and their origin.
- Bank statements issued more than 1 year before applying, and credit card statements, are rated less useful by GOV.UK.
- Students: £1,529 a month in London or £1,171 outside London for up to 9 months, plus first-year course fees.
- Skilled Worker, HPI and most temporary work routes: at least £1,270 held for 28 consecutive days unless exempt.
- India Young Professionals Scheme: £2,530 in savings held for 28 days in a row, ending within 31 days of applying.

**GOV.UK sets no fixed minimum bank balance for a UK Standard Visitor visa. According to its guide to supporting documents, Indian applicants must show access to sufficient funds, with bank statements that detail where the money came from. Fixed amounts apply to other routes, such as £1,270 for Skilled Workers and £1,171-£1,529 a month for students.**

## Article

The rules below are as published on the official sources, checked on 2026-10-15, including GOV.UK's guide to supporting documents for visitors, updated 8 October 2026. UK amounts are set in pounds only; no official rupee figures exist. For fees and other documents, see our UK visa guide for Indians.

### Is there a minimum bank balance for a UK visitor visa?
No. The Standard Visitor visa (£135, stays up to 6 months) has no published threshold. Instead, UK Visas and Immigration asks for financial documents that clearly show you have access to sufficient funds for the trip. The online form asks for the trip cost and your annual income, so the money you show should cover the trip you describe.

Because no figure is published, any number quoted as a 'minimum balance for a UK visitor visa' is not an official rule. What counts is that the funds are yours (or your sponsor's), that they are available, and that their source is clear.

### What should your bank statements and income papers show?
GOV.UK lists these as useful financial and employment evidence for visitors:

- Bank statements or building society books that detail the origin of the funds, for example salary credits that show where the balance came from;
- Proof of earnings, such as an employer letter confirming your start date, salary, role and company contact details;
- An employer letter on company headed paper stating your role, salary and length of employment;
- For the self-employed: business registration documents or recent invoices confirming on-going self-employment;
- If a sponsor pays: evidence of the support provided, the sponsor's funds and their relationship to you.
For Indian applicants this usually means statements from the account your salary or business income goes into, an employer letter, and translations of any document not in English or Welsh, which must be certified.

### Which financial documents does GOV.UK call less useful?
DocumentGOV.UK's view for visitorsBank statements or letters issued more than 1 year before applyingLess usefulCredit card statementsLess usefulHotel bookingsLess usefulFlight bookings (unless transiting)Less usefulTravel insuranceLess usefulA credit limit is not your money, and an old statement says little about your position today. Recent statements from your main account do the work these documents cannot.

### How much must Indian students show, and for how long?
The Student visa (£558 plus a healthcare surcharge of £776 a year) has fixed rules:

RequirementAmount or ruleCourse feesFees for 1 academic year (up to 9 months), as shown on the CASLiving costs, London£1,529 a month, for up to 9 monthsLiving costs, outside London£1,171 a month, for up to 9 monthsHolding periodAt least 28 days in a row, ending within 31 days of the applicationChild Student living with a parent£1,560 a month for the child and parent, plus course and boarding feesThe 28-day rule means the required money must be held for at least 28 days in a row, and that period must end within 31 days of your application date. Count the days before you pay the fee.

### What fixed amounts apply to work and youth routes?
RouteFunds ruleSkilled WorkerAt least £1,270 for 28 consecutive days, with day 28 within 31 days of applying, unless the sponsor certifies maintenanceIndia Young Professionals Scheme£2,530 in savings for 28 days in a row, ending within 31 days of applyingHigh Potential IndividualAt least £1,270 for 28 days in a row, unless already in the UK on a visa for 12 monthsInnovator FounderAt least £1,270 for 28 consecutive daysGraduate Trainee, Secondment, Service Supplier, UK Expansion Worker, Charity, Creative, Religious and Seasonal WorkerAt least £1,270 unless exempt or the sponsor certifies maintenanceFamily visa (partner)Minimum combined income usually at least £29,000 a year; savings may be used insteadThe India Young Professionals Scheme also asks for bank statements among its documents, alongside degree confirmation, TB test results and an Indian police clearance certificate.

### What if a parent or relative is paying for your trip?
A sponsor is allowed for visitor visas. GOV.UK asks for evidence of what support is provided, the sponsor's funds and the sponsor's relationship to you. In practice, that means the sponsor's bank statements showing the source of the money, a letter describing the support, and proof of the relationship, such as a birth or marriage certificate with certified translation if needed.

Visitors under 18 must also show suitable arrangements and enough money for the trip and the return journey.

### Mistakes to avoid with UK bank evidence
- Depositing a large sum just before applying without paperwork that explains it.
- Relying on credit card statements or old statements.
- Letting a student or worker balance dip during the 28-day period.
- Submitting statements in another language without certified translations.
Yatra For Fun's India office in Gurugram prepares flight reservations, hotel bookings, travel itineraries and cover letters for visa files, with packages from INR 1,000 (flight reservation) to INR 3,000 (reservation, hotel, itinerary and cover letter). Since GOV.UK rates bookings as less useful for visitors, a cover letter that explains who is paying and why may matter more. WhatsApp +91 95230 91018 or contact us.

### Frequently asked questions

#### How many months of bank statements do I need for a UK visitor visa?
GOV.UK does not fix a number of months for visitors. It asks for statements that show access to sufficient funds and their origin, and says statements issued more than 1 year before applying are less useful.

#### Can my father's bank statement be used for my UK visa?
Yes, if he is paying for the trip. GOV.UK asks for evidence of the support provided, the sponsor's funds and their relationship to you, so include his statements and proof of the relationship.

#### Do I need £1,270 if my UK employer certifies maintenance?
No. Skilled Worker applicants must hold at least £1,270 for 28 consecutive days unless the sponsor certifies maintenance up to £1,270 on the certificate of sponsorship.

#### Is an FD acceptable for a UK student visa?
GOV.UK's student rules focus on the amount and the holding period: course fees for the first year plus £1,529 or £1,171 a month for up to 9 months, held for at least 28 days in a row ending within 31 days of applying. Check that any deposit you rely on meets those conditions and is shown in acceptable documents.

## FAQ

### How many months of bank statements do I need for a UK visitor visa?

GOV.UK does not fix a number of months for visitors. It asks for statements that show access to sufficient funds and their origin, and says statements issued more than 1 year before applying are less useful.

### Can my father's bank statement be used for my UK visa?

Yes, if he is paying for the trip. GOV.UK asks for evidence of the support provided, the sponsor's funds and their relationship to you, so include his statements and proof of the relationship.

### Do I need £1,270 if my UK employer certifies maintenance?

No. Skilled Worker applicants must hold at least £1,270 for 28 consecutive days unless the sponsor certifies maintenance up to £1,270 on the certificate of sponsorship.

### Is an FD acceptable for a UK student visa?

GOV.UK's student rules focus on the amount and the holding period: course fees for the first year plus £1,529 or £1,171 a month for up to 9 months, held for at least 28 days in a row ending within 31 days of applying. Check that any deposit you rely on meets those conditions and is shown in acceptable documents.

## Sources

1. [GOV.UK - Visiting the UK: guide to supporting documents](https://www.gov.uk/government/publications/visitor-visa-guide-to-supporting-documents/guide-to-supporting-documents-visiting-the-uk) — UK Visas and Immigration
2. [GOV.UK - Student visa (full guide)](https://www.gov.uk/student-visa/print) — UK Visas and Immigration
3. [GOV.UK - Skilled Worker visa (full guide)](https://www.gov.uk/skilled-worker-visa/print) — UK Visas and Immigration
4. [GOV.UK - India Young Professionals Scheme visa](https://www.gov.uk/india-young-professionals-scheme-visa/print) — UK Visas and Immigration